Context
Barclays Bank is committed to providing services that cater to the diverse needs of its customers, including individuals with neurodivergent conditions, who make up 20% of the population. Many neurodivergent individuals face challenges with traditional banking apps, and Barclays recognizes the importance of addressing their specific needs.
For neurodivergent individuals, Nest is a finance app crafted with care to help users manage, learn, and grow their finances. We provide the tools needed for users to confidently build their financial future.
Research
Competitive Analysis
We found that few European banks consider their neurodivergent customers. While each brand offers some features to support neurodivergent users, their services aren’t convenient enough. For example, Huntington lacks motivational elements that give users a sense of accomplishment upon completing tasks, while HSBC presents information in a text-heavy format that would benefit from more visual explanations.
Desk Research
About 15% of the UK population is neurodivergent. The neurodiversity movement has its roots in autism.
However, it’s grown to encompass a broad understanding of neurological differences. These include conditions like dyslexia, dyscalculia, dyspraxia, hyperlexia, and schizophrenia.
User Research
With limited access to neurodivergent interviewees in our network and to respect their privacy, we conducted empathy interviews with mental health professionals. We believed their insights would help us better understand neurodivergent needs and challenges. To supplement this, we also reviewed quotes from neurodivergent individuals in various articles.
Q - How has being neurodivergent affected your personal finances?
“It is a challenge to get out (of a store) without spending twice as much as I intended.”
“It’s quite scary to feel not in control (of one’s finances.)”
“I save more with tangible money I can visibly see. It’s out of sight, out of money with digital assets.”
“Tracking bill due dates is a big challenge. I auto-pay every possible bills so I don’t forget.”
Q - What do you think would help neurodivergent individuals manage their money?
“Showing after every transaction how much we are accumulating in spending of that day. Weekly report of spending.”
“They may need certain concepts presented to them in a different way - like visuals or workbooks to create spending plans and manage money.”
“Push notifications with reminders and text alerts of balances after every purchase.”